From safeguarding your smartphone to insuring a fleet of aircraft — Prestige Assurance has a product built for your exact need, backed by 74 Years of Nigerian insurance expertise.
Motor Insurance
Comprehensive, third-party fire & theft, and third-party-only cover for private and commercial vehicles across Nigeria.
Mediclaim Health Insurance
Individual and family hospitalisation cover including surgeries, diagnostics, and cashless treatment at 2,500+ hospitals.
Overseas Mediclaim
Emergency medical cover for international travellers including hospitalisation, evacuation, and repatriation costs abroad.
Device Insurance
Affordable protection for smartphones and gadgets against screen damage, motherboard failure, and theft, available in flexible tiered plans.
Personal Accident Policy
24/7 cover against accidental death, permanent disablement, and medical expenses resulting from sudden, violent, and visible external causes.
Money Policy
Covers loss of cash, cheques, and negotiable instruments during transit, on premises, or in a safe, protecting businesses from financial loss.
Burglary Cover
Protects your property and contents against loss caused by forcible entry, burglary, house-breaking, larceny, and theft.
Householder Policy
A 10-section all-in-one package, fire & allied perils, burglary, valuables, appliances, TV, personal accident, public liability, and more under one discounted policy.
All Risk Insurance
Covers portable valuables, laptops, jewellery, watches, electronics, against accidental loss or damage anywhere. If it’s not excluded, it’s covered.
Marine Cargo Policy
Protects goods in transit by sea, air, and road under ICC 'A', 'B', or 'C' clauses, covering the full journey from warehouse to destination.
Marine Hull Insurance
Covers maritime vessels against voyage hazards including capsizes, collisions, fire, and general average sacrifices under all-risk or restricted perils clauses.
Group Mediclaim Policy
Corporate health insurance for employees and dependents, covering hospitalisation, surgeries, diagnostics, critical illness, and cashless treatment at 2,500+ hospitals.
Group Personal Accident
24/7 workforce accident cover paying out for accidental death, permanent disablement, temporary disablement, medical expenses, and repatriation.
Agricultural Insurance
IRC-certified cover for crop, poultry, and fishery investments against natural hazards, disease, and adverse weather, stabilising farming incomes after losses.
Fidelity Guarantee
Protects businesses against direct financial loss from employee dishonesty, covering forgery, embezzlement, and fraudulent stock conversion with a 12-month discovery window.
Aviation Insurance
High-capacity cover backed by A+ rated international reinsurers, hull all-risks, war perils, crew personal accident, loss of license, and third-party airport liabilities.
Prestige SME Blanket Insurance
A single bundled policy for small and medium businesses covering fire, burglary, employers liability, public liability, money, and plate glass under one simplified premium.
Oil & Gas Insurance
Specialist cover for upstream, midstream, and downstream oil and gas operations — protecting platforms, pipelines, refineries, and liabilities against industry-specific risks.
Fire & Allied Perils
Protects industrial warehouses and domestic properties against fire, lightning, earthquake, storm, flood, and explosions with tiered deductible discount structures.
Electronic Equipment Policy
Covers accidental damage to computers, servers, medical diagnostic equipment, and control systems, plus data media reconstruction and increased cost of working.
Industrial Burglary Cover
Commercial-grade burglary cover for warehouse stock, plant, machinery, and industrial assets against forcible and violent entry, theft, and larceny.
Consequential Loss
Business Interruption cover protecting gross profit, wages, and auditors’ fees when property damage forces your operations to halt or reduce capacity.
Plant All Risk
All-risk cover for mobile and self-propelled construction plant, excavators, cranes, bulldozers, and compactors, against accidental damage, fire, theft, and third-party liability on and off site.
Marine / Storage Cum Erection
End-to-end all-risk cover for imported plant and machinery, sea transit, port storage, inland delivery, erection, testing, and commissioning on a single combined policy.
Contractors All Risk
Comprehensive construction project cover, protecting contract works, plant, equipment, and third-party liability from groundbreaking to handover under a single CAR policy.
Machinery Breakdown
Covers sudden and unforeseen physical loss or damage to insured machinery resulting from fortuitous working accidents — whether at work, at rest, or under maintenance.
Directors & Officers Liability
Shields directors and officers from personal financial liabilities and legal costs from wrongful acts in their official capacity, indemnity extends to deceased and insolvent directors.
Employers Liability
Covers an employer’s statutory and common-law liabilities for employee injuries, occupational illnesses, and deaths, compliant with the Employees Compensation Act 2010.
Products Liability
Protects manufacturers and distributors from third-party claims for bodily injury or property damage caused by a defective product supplied or sold by the insured.
Professional Indemnity
Protects professionals, doctors, lawyers, engineers, accountants, against legal liability for errors, omissions, and negligent advice that cause financial loss to clients.
Public Liability
Covers your legal liability for bodily injury or property damage to third parties arising from your business operations or premises.