Protecting your organisation's financial assets against losses arising from employee dishonesty, fraud, theft, forgery, and embezzlement — safeguarding corporate integrity from within.
Fidelity Guarantee Insurance protects companies against direct financial losses resulting from acts of employee dishonesty — including embezzlement, forgery, fraudulent conversion of money or stock, and larceny. Whether you are a bank, a trading company, or a manufacturing firm, internal fraud is a real and measurable risk.
Three primary categories of internal fraud risk, each with tailored indemnity provisions protecting your corporate assets from within.
Covers direct financial losses caused by acts of signature forgery, document manipulation, false accounting, and falsification of company records by an insured employee.
Protects company cash reserves, bank balances, petty cash holdings, and deposits against fraudulent diversion or misappropriation by employees in positions of financial trust.
Guards against direct theft or unauthorised liquidation of warehouse inventory, raw materials, finished goods, and fixed assets by employees acting dishonestly.
Choose the bond structure that matches your workforce size, risk exposure, and operational complexity.
A separately scheduled bond covering individually named employees in positions of financial trust — ideal for key management and treasury personnel.
Covers all employees holding specified job positions or categories — ideal for organisations with high staff turnover in cash-handling roles.
The broadest structure — covers all employees without naming individuals, providing seamless protection regardless of staff changes or restructuring.
Understanding exactly what is and is not covered ensures you have the right policy structure and sum insured for your organisation.
Whether you are a bank, a multinational, or an SME — Prestige Assurance has the fidelity underwriting capacity to keep your financial assets and corporate integrity fully protected.