Nigeria's most trusted motor cover, comprehensive and third-party options for private cars, commercial vehicles and motorcycles. Stay protected from the first turn of the key.
From the legal minimum to our widest protection, pick the plan that fits your vehicle and your peace of mind.
Maximum protection Own Damage, Third Party bodily injury property damage, Fire, Theft, Windscreen and more. Complete confidence on every road.
An innovative plan that expands the benefits of standard third-party policy by integrating key comprehensive features (fire, theft, and own damage) tailored to your risk appetite.
Policy excess: 10% of every claim amount | Eligibility: Private Vehicles
| Cover Type | Cover / Features | ETP Premium |
|---|---|---|
| Gold | Fire, theft + own damage to the insured vehicle (limit of N500,000). Third-party property damage up to N3,000,000. Third-party bodily injury/death unlimited but reasonable. ECOWAS Brown card. | ₦ 35,000 |
| Silver | Fire + own damage to the insured vehicle (limit of N300,000). Third-party property damage up to N3,000,000. Third-party bodily injury/death unlimited but reasonable. ECOWAS Brown card. | ₦ 30,000 |
| Bronze | Fire + own damage to the insured vehicle (limit of N200,000). Third-party property damage up to N3,000,000. Third-party bodily injury/death unlimited but reasonable. ECOWAS Brown card. | ₦ 25,000 |
Everything in Third Party bodily injury and property demage, plus protection if your car is stolen or damaged by fire, a popular step-up.
The legal minimum, covers your liability to other people, their vehicles and property in the event of an accident.
Comprehensive cover wraps every risk of the road into one plan, from minor scrapes to major incidents.
Repair or replacement costs for your vehicle after an accident, regardless of fault, keeping you mobile faster.
Covers injury, death and property damage you cause to other road users, meeting IRC's legal requirements.
Protection against total loss or damage from fire, explosion, lightning, and vehicle theft or attempted theft.
Repair or replacement of cracked or shattered windscreens and other glass panels, without affecting your no-claims bonus.
24-hour roadside assistance and towing to the nearest approved repair centre, anywhere in Nigeria.
Temporary replacement vehicle while your car is being repaired, so your daily life keeps moving (optional add-on).
Prestige Motor Insurance is open to a broad range of vehicle owners and operators across Nigeria. Whether you run a single family saloon or a fleet of commercial trucks, we have a policy structured for your needs.
All vehicles registered and licensed in Nigeria qualify. Cover is available for new and used vehicles of any make or model. Motorcycle policies are also available under our personal motor plan.