Comprehensive protection against accidental, violent, external and visible bodily injury & securing your income, and future regardless of what life throws at you.
Our Personal Accident Policy provides a comprehensive safety net — protecting you and your family when it matters most.
Full capital sum benefit payable to named beneficiaries in the event of accidental death resulting from covered bodily injury.
Lump sum compensation for total or partial permanent physical incapacity caused by a covered accident, graded by severity.
Weekly income replacement benefit paid for the duration of total temporary incapacity preventing you from attending to your occupation.
Reimbursement of all reasonable and necessary medical treatment costs incurred as a direct result of the accidental bodily injury.
For expatriate employees, full cover of repatriation expenses to home country following a covered accidental injury or death.
Unlike employer-only policies, our cover applies round-the-clock — at work, at home, or during leisure activities (within scope).
A clear breakdown of what is and isn't covered under the Personal Accident Policy.
Extend your Personal Accident cover at a modest additional premium to include otherwise excluded risks.
Cover extended to include bodily injury arising from riot, strike, and civil commotion events.
Extend accident cover to include injuries sustained while riding motorcycles as a hobby or transport.
For expatriate employees, full repatriation costs covered at the same rate as medical expenses.
These optional extensions are added at policy inception or renewal. Contact our team or use the online quote form to include any of the above in your Personal Accident Policy at an additional premium as specified.
Our digital claims portal ensures fast, transparent claim lodgement and settlement with minimal paperwork.
Fully authorised by the National Insurance Commission (NAICOM) with RIC No. 033 — your trust is safeguarded.
Our experienced underwriting and claims teams guide you through every step — from policy purchase to benefit payout.
With offices across Nigeria — from Lagos to Abuja and beyond — support is always within reach when you need it most.
Get a Personal Accident Policy quote in minutes. Our team is ready to tailor the perfect cover for your needs.