Aviation Insurance provides comprehensive protection against the unique risks associated with the ownership, operation and use of aircraft — covering owners, operators, airlines, aviation businesses and all stakeholders.
Aviation Insurance protects aircraft owners, operators, airlines and aviation businesses against physical damage, legal liability and other aviation-related exposures — from ground handling through to high-altitude flight operations.
Aircraft are high-value assets operating in a uniquely complex risk environment. A single incident can result in catastrophic physical damage, multi-million naira third-party liability claims, and regulatory consequences that threaten business continuity.
Prestige Aviation Insurance is backed by A+ rated international reinsurance capacity, ensuring that whether you operate a single light aircraft or a commercial fleet, your policy carries the financial strength to respond at the moment that matters most.
Eleven distinct coverage lines — tailored for aircraft owners, commercial operators, MROs, airports, and every stakeholder across the aviation value chain.
Aircraft Hull Insurance
Covers physical loss of or damage to the aircraft arising from insured risks, including accidents, collision, fire and other specified perils.
Aviation Liability Insurance
Covers the insured's legal liability for bodily injury or property damage caused to third parties as a result of the operation or use of an aircraft.
Passenger Liability
Provides cover for the operator's legal liability arising from injury or death of passengers carried on board the aircraft.
Crew Personal Accident
Provides financial benefits for accidental death, permanent disability and other specified injuries sustained by pilots and crew members.
Ground Risk Cover
Protects the aircraft against loss or damage while stationary or undergoing ground movement, depending on the selected cover option.
War and Allied Perils
Protection against specialised risks normally excluded from standard policies, including war, hijacking, terrorism, sabotage and related perils.
Aircraft Spares & Equipment
Covers aircraft spare parts, equipment and related aviation assets against loss or damage, subject to the policy terms.
Products Liability
Protects manufacturers, suppliers, maintenance organisations and other businesses against liability arising from defective aviation products or components.
Airport & Operations Liability
Covers legal liabilities arising from aviation-related ground operations, including activities at airports, hangars, maintenance facilities and aviation premises.
Loss of Licence
Provides financial protection to eligible pilots who become unable to exercise their professional flying licence due to an insured medical condition.
Aviation Business Interruption
Provides financial protection against loss of income or additional expenses resulting from an insured event that interrupts an aviation business or prevents aircraft use.
Click any coverage to see full details, what it includes, and who it is designed for.
Aircraft Hull Insurance
Physical damage to aircraft from insured perils
Aviation Liability Insurance
Third-party bodily injury & property damage
Passenger Liability
Operator liability for passenger injury or death
Crew Personal Accident
Benefits for pilots & crew injuries
Ground Risk Cover
Loss or damage while on the ground
War & Allied Perils
War, hijacking, terrorism & sabotage
Aircraft Spares & Equipment
Spare parts & aviation assets
Products Liability
Defective aviation products & components
Airport & Operations Liability
Ground operations at airports & hangars
Loss of Licence
Financial protection for grounded pilots
Aviation Business Interruption
Lost income from insured aviation events
Covers physical loss of or damage to the aircraft arising from insured risks, including accidents, collision, fire and other specified perils.
With Aviation Insurance from Prestige Assurance, aircraft owners and operators can protect their valuable assets, meet their legal and contractual obligations, and manage the financial consequences of aviation-related accidents and liabilities — backed by 70+ years of underwriting expertise.
Speak with our aviation underwriting desk for a tailored policy — from single aircraft to commercial fleets and airport operations.