Prestige Overseas Mediclaim covers emergency medical expenses, hospitalisation, medical evacuation, repatriation, and more , keeping you protected wherever your journey takes you.
Comprehensive overseas medical protection across emergencies, hospitalisation, evacuation, and travel-related medical events.
Covers in-patient hospitalisation costs at any accredited overseas medical facility resulting from sudden illness or accident.
If local medical care is inadequate, we arrange and pay for emergency air evacuation to the nearest suitable hospital.
In the unfortunate event of death, repatriation costs to bring mortal remains back to Nigeria are fully covered.
Covers emergency dental treatment needed to relieve sudden pain or caused by an accident during your trip overseas.
Lump-sum benefit payable in the event of accidental death or permanent disability occurring during the covered travel period.
Round-the-clock emergency helpline for medical advice, hospital referrals, and claims coordination anywhere in the world.
Whether it's a short business trip or a long overseas assignment, we have the right Overseas Mediclaim plan for you.
Ideal for occasional travellers. Cover for a single journey with a defined start and end date.
For frequent travellers , unlimited trips in a policy year, each up to 90 days, under one premium.
For students studying abroad or professionals on extended overseas assignments , cover for up to 2 years.
Prestige Overseas Mediclaim is available to Nigerian residents aged 6 months to 74 years travelling outside Nigeria for leisure, business, study, or official assignments.
You must hold a valid travel document (international passport) and the policy must be purchased before departure from Nigeria. Cover begins from the date of travel and ends on return or policy expiry, whichever is earlier.
Important: This policy does not indemnify medical expenses incurred within Nigeria. Coverage applies only to medical costs incurred outside Nigeria during international travel.
The following circumstances are generally excluded. Please review the full policy document or speak with your broker.
Medical conditions known prior to travel are excluded unless specifically declared and endorsed on the policy at inception.
Planned medical check-ups, cosmetic procedures, and elective surgery not arising from an emergency are not covered.
Injuries sustained under the influence of alcohol, drugs, or from self-inflicted harm are excluded from all benefits.
Travel to countries on Nigeria's Foreign Affairs travel advisory red list, or injuries arising from war or armed conflict, are excluded.
Injuries from adventure activities such as skydiving, mountaineering, or motor racing are excluded unless an adventure sports rider is added.
Routine maternity care and planned childbirth abroad are excluded on standard plans. Emergency obstetric complications may be covered separately.
A single medical emergency abroad can cost more than your entire trip. Protect yourself with Prestige Overseas Mediclaim before your next departure.